«Qoljetimdi baspana - 2020» baghdarlamasy túrghyn ýy qúrylys jinaq jýiesi arqyly eki baghyt boyynsha jýzege asyrylyp, oghan barlyq azamattar qatysa alady.

Sonyng ishinde: 1.Jergilikti atqarushy organdary tarapynan (JAO) baspana qúrylysy jýrgizilip, ony túrghyn ýy qúrylys jinaq jýiesi arqyly barlyq toptardaghy azamattargha satu, sonyng ishinde baspanany úzaq merzimdik jalgha beru jәne jalgha alushylar ýshin satyp alu mýmkindigi qarastyrylghan. 2.Jergilikti at­qa­rushy organdary tarapynan túrghyn ýilerding qúrylysy jýrgizilip, ony jalgha bergennen keyin jas otbasylaryna jeke menshikke satyp alugha mýmkindik beru.
Birinshi baghyt boyynsha, JAO salynghan baspanany túrghyn ýy qúrylys jinaq jýiesining salymshylary tarapynan bankten alynghan zayymdar esebinen satyp alynady (túrghyn ýi, aralyq, aldyn ala zayymdary). Salymshynyng tóleu qabileti jetkiliksiz bolsa, onda túrghyzylghan baspana úzaq merzimdik jalgha beriledi (8 jylgha deyin). 8 jylgha jalgha be­riletin ýide túryp jatqan Bagh­darlama qatysushysy bolashaqta baspanany menshikke satyp alu ýshin, tómen payyzdyq mólsherlememen túrghyn ýy zayymyna qol jetkizu ýshin 8 jyldyng ishinde túrghyn ýy qúrylys jinaq­taryn jinaytyn bolady.
Atalghan baghyt boyynsha jalgha be­riletin baspanagha qol jetkizu mým­kindigi 2013 jyldan bastap jýzege asyryla bastady.
Ekinshi baghyt boyynsha JAO tarapynan jas otbasylargha jalgha beriletin ýiler salynyp (ekeuining jasy 29-dan aspauy shart), olardy jas otbasylaryna úzaq merzimdik jalgha beru jәne artynsha olardyng jeke menshigine satu kózdelgen. Jalgha alghan baspanada túratyn jas otbasylar 8 jylda túrghyn ýy qúrylys jiy­naqtaryn jinauy tiyis. Sebebi búl arqyly olar, bolashaqta ýidi jeke- menshikke satyp alugha qajetti túrghyn ýy zayymyn ala alady.
Ayta ketetin jayt, túrghyn ýy qú­rylys jinaqtaryn belgilengen mólsherde jinau ýidi jalgha alghan jeke azamattyng mindeti bolyp tabylady. Eger tiyisti tәrtippen salymdar jinaqtalmaytyn bolsa, onda jalgha alynghan ýiding túrghyndary ol baspanany bosatuy tiyis. Sebebi eger salymdar jinaq shotyna jinaq­talmaytyn bolsa, onda túrghyn ýy jinaq nesiyesin alu mýmkindigi de bolmaydy. Jalgha berilgen baspanagha qonystanu ýshin, jalgha alushy ózining túrghyn ýy qúrylys jinaqtau esep shotyna 6 ailyq salym kóleminde kepildendirilgen salym saluy tiyis. Jalgha alu sharttary birinshi ba­ghyttyng qatysushylaryna da tiyesili.
Jalgha 8 jylgha beriletin baspanada túryp jatatyn uaqyt ishinde jas otbasylarynyng budjetine salmaq týsirmeu ýshin, olar jaldyq aqydan bosatylady. Shyghystary tek kom­munaldyq tólemderge ghana júmsa­lady (jylugha, sugha t.s.s.).