Zeynetaqy jinaghyn túrghyn ýige paydalanugha bola ma?
Qazaqstanda zeynetaqy jinaghyn túrghyn ýige júmsaugha qatysty manyzdy sheshim dayyndaluda.
Qazaqstan azamattaryna Birynghay jinaqtaushy zeynetaqy qoryndaghy (BJZQ) zeynetaqy jinaqtaryn paydalanu mýmkindikterin keneytu úsynyluy mýmkin.
Ónerkәsip jәne qúrylys ministrligi 21 qarashagha deyin "Ashyq NQA" portalynda talqylaugha úsynylatyn búiryq jobasyn әzirledi.
Joba zeynetaqy jinaqtaryn paydalanu mýmkindikterin keneytudi qarastyrady. Atap aitqanda, olardy kelesi baghyttargha júmsaugha rúqsat beru úsynylady:
– Ipotekalyq túrghyn ýy qaryzy boyynsha negizgi qaryzdy óteu;
– Ay sayynghy tólemdi azaytu;
– Nesie merzimin qysqartu.
Qújatta aitylghanday, janartular Salyq kodeksining jana redaksiyasymen baylanysty. Oghan sәikes Qazaqstan reziydentteri Birynghay jinaqtaushy zeynetaqy qorynan (BJZQ) alynatyn zeynetaqy tólemderi boyynsha jeke tabys salyghyn tóleuden bosatylady.
Qaghidalar jeke túlghalardan - QR reziydentterinen BJZQ-dan zeynetaqy tólemderi týrindegi kiristen jeke tabys salyghyn ústaudan bosatudy kózdeytin QR jana Salyq kodeksining redaksiyasyna sәikes keltiru jәne bankter aldyndaghy boryshtyq jýktemeni azaytu ýshin negizgi qaryzdy óteu, ay sayynghy tólemdi azaytu, ipotekalyq túrghyn ýy qaryzy boyynsha kredit merzimin qysqartu, QR zannamasyna sәikes túrghyn ýy jaghdayyn jaqsartu ýshin birjolghy zeynetaqy tólemderin paydalanu ýshin tiyimdi normalardy belgileudi qarastyrady, - dep jazylghan qújatta.
Ministrlik ózgeristerding maqsaty – birjolghy zeynetaqy tólemderin paydalanu prosesin tiyimdi әri ynghayly etu, sonday-aq azamattargha qoldanystaghy zannamanyng shenberinde túrghyn ýy jaghdaylaryn jaqsartugha qosymsha qúraldar úsynu ekenin atap kórsetedi.
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