Bir qalanyng halqynday halqy bar Qazaqstan ýshin baspana mәselesi bayaghyda sheshilui kerek edi. Biraq... Barlyq gәp sol biraqta bolyp túr. Kóptegen sheneunikter men әkim-qaralardyng bankpen tikeley bolmasa janama baylanysy bar ekenin halyq jaqsy biledi. Birinshiden, olar bankirler arqyly qarajatyn zandastyrsa, ekinshiden, sol qarjysyn payyz arqyly eseley týsedi. Qulyghyna qúryq boylamaytyn BANKIRLER neshetýrli aila-sharghygha baratynyn qarapayym halyq bile bermeydi. Qonyrqay ghúmyr keship jatqan, qarjylyq bilimi az qandastarymyzdy bank arqyly sýliktey soryp jatqanyn qarjygerler ashyq jazbaydy... Onyng sebebi de bar! Mysaly, bankpen kelisim-shart kóbine birjaqty jasalatynyn kórip jýrmiz. Yaghni, deputattar arqyly zandastyryp alghany belgili boldy... "HALYQ QALAULYLARY" halyqtyng qamyn qalay oilap jatqanyn endi saraptay beriniz. Kózge kórinbeytin payyzdar turaly bir baghdarlamada aitqan da edim. Sol tok-shougha birde-bir bankir kelmedi. Eng kókeykesti mәsele - jiyrma jylgha ipotekagha alghan pәterinizge on toghyz jyl boyy qarajat tólep kelip, jiyrmasynshy jyly tólemeseniz, bankting tartyp alugha qúqyghy bar... MVF-ten (HVQ) eki-ýsh payyzben alghan nesiyesin halyqqa jiyrma payyzdan artyq berip otyrghan bankter bolashaqty oilaydy degen aulaqpyn. Eger ipoteka toqtasa, onda jýzdegen myng pәterler naryqqa shyghady da, naryq zany boyynsha pәter óz baghasyna satyla bastaydy...
P.S. Qazaq atam: - Qanaghat qaryn toydyrady, qanaghatsyz jalghyz atyn soydyrady, - degendi osynday toyymsyz, qomaghay pendelerge baylanysty aitqan boluy kerek. Degenmen, baspananyng balamaly baghasy bolatyny kýmәnsiz!!!

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